ZERO CASH COLLATERAL POLICY

Specialising in: S38, S278, S220, S98, S104, S185 & Scottish Road Bonds

Road & Sewer Bond Specialists for UK Developers

Secure Road and Sewer Bonds quickly with specialist support tailored to UK housebuilders. Access competitive quotations, zero cash collateral options, and trusted underwriter relationships, all managed through a streamlined process that reduces delays, protects cash flow, and keeps your development moving forward.

Accreditations:

BEST-PRICE GUARANTEE POLICY

About RS Bonds Surety

RS Bonds are the only company in the UK that specialise solely and exclusively in the procurement of Road and Sewer Bonds, on behalf of Housebuilders.

BOND REDUCTION REBATE REWARDS

Road and Sewer Bonds We Specialise In

RS Bonds specialises in the procurement of Section Bond Agreements within the Housebuilding industry.

Section 38 Bond

A Section 38 Agreement Bond (S38) is a formal agreement made under Section 38 of the Highways Act 1980 between a developer and the local authority, guaranteeing the construction, completion, and subsequent adoption of a new road.

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Section 220 Bond

A Section 220 Agreement Bond (S220) is a type of surety bond associated with Section 220 of the Highways Act 1980 in the UK. It ensures that a developer fulfils their obligations to make payments for road works that may later be adopted by the local highway authority under a Section 38 Agreement.

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Section 185 Bond

A Section 185 Agreement Bond (S185) is a type of surety bond related to Section 185 of the Water Industry Act 1991 in the UK. It ensures compliance with agreements for the diversion of public sewers or water mains to facilitate new developments.

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Article 161 Bond

An Article 161 Agreement Bond (A161) refers to Article 161 of the Water and Sewerage Services (Northern Ireland) Order 2006 allows for the transfer of ownership and responsibility for new sewer networks from the developer to the relevant Water Company.

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Section 278 Bond

A Section 278 Agreement Bond (S278) is a type of surety bond required under the Highways Act 1980 in the UK, specifically for agreements made under Section 278 of the Act. It is used when a developer needs to carry out alterations or improvements to existing public highways as part of their development project.

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Section 104 Bond

A Section 104 Agreement Bond (S104) is a type of surety bond required under Section 104 of the Water Industry Act 1991 in the UK. It relates to the agreements between developers and water companies for the adoption of private drainage systems (e.g., sewers, pumping stations, or associated infrastructure) by the water company once the works are completed.

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Section 21 Bond

A Section 21 Agreement Bond (S21) is required in situations where a developer is constructing roads that will eventually be adopted by the local authority. It ensures that roads are built to standards set out in the Road Construction Consent (RCC).

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Other Bond Types

To find out more about the different bond types we specialise in, click here.

What Makes RS Bonds Different?

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Specialist Knowledge That Speeds Up Applications

Deep technical and legal expertise in Road and Sewer Bonds means fewer delays, well-prepared and clearly presented applications, and faster progress for your development. Every application is structured to achieve the most competitive terms in the market.
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Trusted By UK Housebuilders

Used by top 10 UK PLC housebuilders, SMEs, and Housing Associations, this service supports developers who cannot afford delays. Proven experience across a wide range of projects ensures confidence at every stage.
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Direct Access To Key Decision Makers

Established relationships with underwriters, Local Authorities, and Water Companies help streamline applications and remove common bottlenecks. Our extensive panel of underwriters unlock more competitive and flexible bond solutions.
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50+ Years Of Combined Industry Experience

Expertise across Highway Bonds, Sewer Bonds, Insurance, and Civil Engineering ensures every detail is handled correctly. This depth of experience helps avoid costly mistakes and keeps your project moving forward.

Our Services

Access a complete range of Road and Sewer Bonds services designed to reduce delays, protect cash flow, and simplify the entire bond process. Each solution is tailored to help UK housebuilders complete the bond adoption process as quickly as possible.

Highway Bonds

Secure Highway Bonds quickly to avoid delays with Local Authority approvals. Every application is structured to meet requirements first time, helping your development progress without costly hold-ups.

Keep your site moving with reduced delays.

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Bond Management

Take control of your live bond portfolio with a structured Bond Management Programme. Identify reduction opportunities, achieve faster bond cancellation, and minimise unnecessary fees.

Lower costs and free up capital.

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Bond Swaps

Replace restrictive cash or bank-backed bonds with more flexible solutions. Unlock working capital and improve access to funding.

Free up cash without slowing progress.

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Sewer Bonds

Arrange Sewer Bonds with clarity and confidence. Ensure sewer infrastructure meets Water Company standards while avoiding rework, delays, or technical issues.

Reduce risk and speed up adoption.

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Technical Advisory

Get expert guidance from specialists with a construction and technical background, not just insurance. Navigate complex requirements, avoid errors, and secure the right bond structure from the outset.

Make informed decisions with confidence.

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Training

Equip your team with practical knowledge of Road and Sewer Bonds. Training helps reduce errors, improve internal processes, and ensure smoother project delivery.

Build in-house expertise and reduce delays.

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Subsidised Part Finance Road and Sewer Bonds

As market leaders with unmatched technical expertise, insight, and industry relationships, we are the only company in the UK able to offer standalone, subsidised part-financed Road and Sewer Bonds.

To find out if you qualify for a subsidised part finance Road or Sewer Bond please contact us below:

Subsidised Part Finance Road and Sewer Bonds

As market leaders with unmatched technical expertise, insight, and industry relationships, we are the only company in the UK able to offer standalone, subsidised part-financed Road and Sewer Bonds.

To find out if you qualify for a subsidised part finance Road or Sewer Bond please contact us below:

Why Choose
RS Bonds?

We use our unparalleled technical expertise and extensive Local Authority/Water Company relations, combined with established contacts within the Surety Market, to help satisfy all site infrastructure bond requirements held by developers.

Supported by RS Solutions

Strategic Road & Sewer Bond and Adoption Managing Agent.

The Bond Management Programme provides a dedicated point of contact for all matters relating to your bond. Our aim is to simplify the management process and offer ongoing support throughout the bond’s lifecycle. This includes assistance with reduction certificates, progress updates, resolving concerns, and providing any technical guidance required, with all communication and queries regarding bond aftercare, including cancellation, handled directly by our specialists.

RS Solutions

Supported by RS Solutions

Strategic Road & Sewer Bond and Adoption Managing Agent.

The Bond Management Programme provides a dedicated point of contact for all matters relating to your bond. Our aim is to simplify the management process and offer ongoing support throughout the bond’s lifecycle. This includes assistance with reduction certificates, progress updates, resolving concerns, and providing any technical guidance required, with all communication and queries regarding bond aftercare, including cancellation, handled directly by our specialists.

As Featured In

Indevor Bonds partner with trusted referrers who introduce clients to us. We offer a transparent and favourable commission for every successful referral.

Click here to start a conversation to explore how we can support you and your clients.